Has Demonetization Made Indians to Embrace Digital Technology in Banking?

On Our Failure to Embrace Advances in Software Technology

My answer to this question is “far less than it should”. While I am aware of no sound statistical basis for this answer, observation of practice has convinced me that the potential of many advances is not being realized. In fact, my conclusion is that we are failing to embrace advances in software technology to a significant degree. The impact of this state of affairs is serious, and it needs t...

Digital Watermarking Technology in Different Domains

Due to high speed computer networks, the use of digitally formatted data has increased many folds.The digital data can be duplicated and edited with great ease which has led to a need for effectivecopyright protection tools. Digital Watermarking is a technology of embedding watermark withintellectual property rights into images, videos, audios and other multimedia data by a certainalgorithm .Di...

Dynamics of Banking Technology Adoption: An Application to Internet Banking

This paper is concerned with examining behaviour of firms (banks) and consumers (banks’ customers) in the event of a new technology (internet banking) introduction. The determinants of consumer adoption of internet banking are characterised using survey data from Korea in both static and dynamic framework. I find evidence that adoption of internet banking is influenced by sex, age, marital stat...

Has Debt Relief Made

Blockchain manoeuvres: applying Bitcoin's technology to banking

Already there are ideas for using the blockchain to make payments faster and cheaper, to make it easier for small businesses to obtain finance and for banks to assess mortgage portfolios at the click of a mouse. Smart trade finance contracts are being worked on that are so watertight, they will never be argued over in court. Securities transactions could be settled in minutes rather than days. ...